Question 1

What is StockAInalyst?

Accepted Answer

StockAInalyst is a platform that uses artificial intelligence to analyze financial documents: annual reports (10-K, 20-F) and quarterly results (10-Q, H1). Upload a document and our AI produces a comprehensive, structured analysis covering 4 dimensions: financial health, risk assessment, growth drivers, and valuation. Hundreds of financial indicators are extracted and organized into a clear report, delivered in 15 to 30 minutes.

Question 2

How does the AI analysis work?

Accepted Answer

Our analysis pipeline orchestrates multiple specialized AI agents that work in sequence. A first agent extracts and structures the raw financial data (income statements, balance sheets, cash flows) following IFRS and US GAAP standards. A second agent analyzes qualitative content: strategy, risks, governance, and competitive positioning. A synthesis agent then cross-references all findings to produce a coherent report across financial health, risk assessment, growth drivers, and valuation. The process includes multiple validation passes with cross-referencing to ensure data accuracy. Analysis typically takes 15 to 30 minutes depending on document length.

Question 3

What types of documents are supported?

Accepted Answer

Annual reports (10-K and 20-F for US-listed companies, and equivalent filings worldwide), quarterly results, and other financial documents. Accepted formats: PDF and HTML. Maximum size: 100 MB.

Question 4

How long does an analysis take?

Accepted Answer

A typical analysis takes between 15 and 30 minutes depending on the length and complexity of the document. You will receive an email notification when your analysis is ready. You can also track the status in real-time from your dashboard.

Question 5

In which languages are analyses available?

Accepted Answer

Our AI can process financial documents written in any language. The generated reports and interface are available in 5 languages: English, French, German, Italian, and Spanish (EFIGS). Upload a report in Japanese, Korean, or any other language. The analysis will be generated in your preferred EFIGS language.

Question 6

What is an annual report?

Accepted Answer

An annual report is a comprehensive yearly disclosure document that contains a company's financial statements, risk factors, strategy, and governance. In Europe, listed companies publish a Universal Registration Document, as required by the EU Prospectus Regulation. In the United States, the equivalent is the Form 10-K (domestic companies) or Form 20-F (foreign private issuers), filed with the Securities and Exchange Commission (SEC). StockAInalyst accepts all these standardized formats for analysis.

Question 7

Where can I find a company's annual report?

Accepted Answer

The annual report is usually found on the company's "Investor Relations" page.

For example:
• For Maurel et Prom (French oil company), go to maureletprom.fr, section "Investors", then "Annual Report" or "Regulated Information" to download the annual report.
• For Piraeus Port Authority (Greek company), go to olp.gr, section "Investor Relations", then "Annual Financial Report".
• For Apple (US company), the 10-K filing is available on investor.apple.com, section "SEC Filings".

Tip: on Google, type the company name followed by "investor relations annual report" to quickly find the right page.

Question 8

Where can I find quarterly results?

Accepted Answer

Quarterly results are usually found on the company's "Investor Relations" page.

For example:
• For Maurel et Prom (French oil company), go to maureletprom.fr, section "Investors", then "Press Releases" to find quarterly earnings reports.
• For Piraeus Port Authority (Greek company), go to olp.gr, section "Investor Relations", then "Interim Financial Reports".
• For US companies, the equivalent quarterly filing is the Form 10-Q, available on the company's investor relations page under "SEC Filings".

Tip: on Google, type the company name followed by "investor relations quarterly results" or "10-Q" to quickly find the right page.

Question 9

What file formats are accepted?

Accepted Answer

PDF and HTML. PDF is recommended as it preserves the original formatting. HTML files are also accepted for documents available in web format. Maximum size: 100 MB.

Question 10

What is the maximum file size?

Accepted Answer

100 MB. Most annual reports are between 5 and 50 MB. If your document exceeds 100 MB, try downloading a lower resolution version from the company's website.

Question 11

Can I upload multiple quarters?

Accepted Answer

Yes. After creating a company and uploading the annual report (base document), you can add quarterly results for Q1, H1 (Q2/H1), Q3 and H2 (Q4/H2). Each additional quarter enriches the incremental analysis by providing more recent data to compare with the annual base document.

Question 12

What does the free plan include?

Accepted Answer

The Explorer plan (free) gives you access to 3 demo analyses: real analyses generated by our team that showcase the platform's capabilities. This lets you evaluate the quality and depth of our reports before subscribing to a paid plan. Demo analyses are not customizable.

Question 13

How does the credit system work?

Accepted Answer

Each plan includes a monthly analysis allocation. Community subscribers receive the top 3 community-voted analyses each month. Premium subscribers get 5 private analyses per month, plus access to community analyses. Need more? Buy pay-per-analysis credits: €10 without a subscription, €8 for Community subscribers, €7 for Premium subscribers.

Question 14

Do unused credits roll over?

Accepted Answer

No, monthly analysis credits do not roll over to the next month. Unused analyses from your monthly allocation expire at the end of the billing period. However, pay-per-analysis purchased credits do not expire.

Question 15

Can I buy individual analyses?

Accepted Answer

Yes, you can top up your analysis credit directly from your account, with no subscription commitment. Each individual analysis costs €10. Subscribers benefit from preferential rates: €8 for Community subscribers, €7 for Premium subscribers.

Question 16

How do I cancel my subscription?

Accepted Answer

You can cancel your subscription at any time from your Subscription page. After cancellation, you retain access until the end of your current billing period. Your private analyses remain accessible indefinitely. You also keep access to community analyses from the months during which you were subscribed, but you will no longer be able to view or vote for analyses in subsequent months.

Question 17

How does community voting work?

Accepted Answer

Each month, Community and Premium subscribers can vote for companies to be analyzed. You get 3 votes (Community) or 5 votes (Premium) per month. The most voted companies are analyzed and the results are shared with all eligible subscribers.

Question 18

Who decides which companies get analyzed?

Accepted Answer

The community decides. Documents are submitted as voting candidates, and subscribers vote each month. The top 3 most voted documents are selected for analysis. This democratic approach ensures the community gets the analyses it cares about most.

Question 19

Can I access past community analyses?

Accepted Answer

You keep access to community analyses from every month during which you had an active Community or Premium subscription, even after cancellation. However, you cannot access analyses from months when you were not subscribed.

Question 20

What AI models are used?

Accepted Answer

We use multiple AI models and specialized agents, each optimized for a specific stage of the analysis pipeline: document parsing and data extraction, financial ratio calculation and validation (following IFRS and US GAAP standards), qualitative assessment of strategy and risks, and final report synthesis. This multi-model approach ensures accuracy at every step. We continuously benchmark our outputs against manual analyst reviews. The models and pipeline evolve as we integrate improvements.

Question 21

What is incremental analysis?

Accepted Answer

Incremental analysis lets you add new documents (such as quarterly results) to a company that has already been analyzed. The system builds on the existing analysis to produce results that are consistent and comparable from one period to the next. It is also faster than a full analysis.

Question 22

Can I rerun an analysis with new documents?

Accepted Answer

Yes. You can upload new quarterly results or request a complete reset of a company's analysis. A reset triggers a full re-analysis from scratch, useful when the base document has been updated or when you want an updated analysis.

Question 23

Is this investment advice?

Accepted Answer

No, absolutely not. StockAInalyst provides AI-generated analysis reports for informational purposes only. Our reports do NOT constitute investment advice, financial advice, or recommendations to buy, sell or hold. Always perform your own analysis and consult a qualified financial advisor before any investment decision. We are not regulated by the AMF or any financial authority.

Question 24

Can I share an analysis?

Accepted Answer

Private analyses are for your personal use only. It is prohibited to share, redistribute, resell or publish any analysis generated by StockAInalyst without explicit prior written consent. Any violation of this policy may result in immediate account termination, without refund.

Question 25

GDPR: What do you do with my data?

Accepted Answer

We comply with GDPR. We only collect data necessary for service operation: account information, uploaded documents, usage data and payment data (processed by Stripe). You have the right to access, rectify or delete your data at any time. See our Privacy Policy for details.

Question 26

How do I delete my account?

Accepted Answer

Go to Settings > Deletion > Delete Account. After the request, you have a 30-day grace period to cancel. After that, your account, documents, analyses and all associated data are permanently deleted. Active subscriptions are automatically cancelled.

Frequently Asked Questions

Frequently Asked Questions