Question 1

What is StockAInalyst?

Accepted Answer

StockAInalyst is a platform that uses artificial intelligence to analyze financial documents: annual reports (10-K, 20-F) and quarterly results (10-Q, H1). Upload a document and our AI produces a comprehensive, structured analysis covering 4 dimensions: financial health, risk assessment, growth drivers, and valuation. Hundreds of financial indicators are extracted and organized into a clear report, delivered in 15 to 30 minutes.

Question 2

How does the AI analysis work?

Accepted Answer

Our analysis pipeline orchestrates multiple specialized AI agents that work in sequence. A first agent extracts and structures the raw financial data (income statements, balance sheets, cash flows) following IFRS and US GAAP standards. A second agent analyzes qualitative content: strategy, risks, governance, and competitive positioning. A synthesis agent then cross-references all findings to produce a coherent report across financial health, risk assessment, growth drivers, and valuation. The process includes multiple validation passes with cross-referencing to ensure data accuracy. Analysis typically takes 15 to 30 minutes depending on document length.

Question 3

What types of documents are supported?

Accepted Answer

Annual reports (10-K and 20-F for US-listed companies, and equivalent filings worldwide), quarterly results, and other financial documents. Accepted formats: PDF and HTML. Maximum size: 100 MB.

Question 4

How long does an analysis take?

Accepted Answer

A typical analysis takes between 15 and 30 minutes depending on the length and complexity of the document. You will receive an email notification when your analysis is ready. You can also track the status in real-time from your dashboard.

Question 5

In which languages are analyses available?

Accepted Answer

Our AI can process financial documents written in any language. The generated reports and interface are available in 5 languages: English, French, German, Italian, and Spanish (EFIGS). Upload a report in Japanese, Korean, or any other language. The analysis will be generated in your preferred EFIGS language.

Question 6

What is an annual report?

Accepted Answer

An annual report is a comprehensive yearly disclosure document that contains a company's financial statements, risk factors, strategy, and governance. In Europe, listed companies publish a Universal Registration Document, as required by the EU Prospectus Regulation. In the United States, the equivalent is the Form 10-K (domestic companies) or Form 20-F (foreign private issuers), filed with the Securities and Exchange Commission (SEC). StockAInalyst accepts all these standardized formats for analysis.

Question 7

Where can I find a company's annual report?

Accepted Answer

The annual report is usually found on the company's "Investor Relations" page.

For example:
• For Maurel et Prom (French oil company), go to maureletprom.fr, section "Investors", then "Annual Report" or "Regulated Information" to download the annual report.
• For Piraeus Port Authority (Greek company), go to olp.gr, section "Investor Relations", then "Annual Financial Report".
• For Apple (US company), the 10-K filing is available on investor.apple.com, section "SEC Filings".

Tip: on Google, type the company name followed by "investor relations annual report" to quickly find the right page.

Question 8

Where can I find quarterly results?

Accepted Answer

Quarterly results are usually found on the company's "Investor Relations" page.

For example:
• For Maurel et Prom (French oil company), go to maureletprom.fr, section "Investors", then "Press Releases" to find quarterly earnings reports.
• For Piraeus Port Authority (Greek company), go to olp.gr, section "Investor Relations", then "Interim Financial Reports".
• For US companies, the equivalent quarterly filing is the Form 10-Q, available on the company's investor relations page under "SEC Filings".

Tip: on Google, type the company name followed by "investor relations quarterly results" or "10-Q" to quickly find the right page.

Question 9

What file formats are accepted?

Accepted Answer

PDF and HTML. PDF is recommended as it preserves the original formatting. HTML files are also accepted for documents available in web format. Maximum size: 100 MB.

Question 10

What is the maximum file size?

Accepted Answer

100 MB. Most annual reports are between 5 and 50 MB. If your document exceeds 100 MB, try downloading a lower resolution version from the company's website.

Question 11

Can I upload multiple quarters?

Accepted Answer

Yes. After creating a company and uploading the annual report (base document), you can add quarterly results for Q1, H1 (Q2/H1), Q3 and H2 (Q4/H2). Each additional quarter enriches the incremental analysis by providing more recent data to compare with the annual base document.

Question 12

What is the Mercenaire plan?

Accepted Answer

The Mercenaire plan is our free tier. It gives you access to 3 demo analyses and the ability to analyze companies at 6 EUR per analysis. You get full access to Portfolios and non-Premium tools, no subscription required, and no expiration on purchased analyses.

Question 13

How do credit packs work?

Accepted Answer

Credit packs are one-time purchases that give you a set number of analysis credits. Temeraire includes 10 credits valid for 3 months (49.90 EUR). Dementiel includes 22 credits (20+2 bonus) valid for 6 months (99.80 EUR). Stratege includes 50 credits valid for 12 months (199 EUR). Packs are stackable: buy multiple packs and they all accumulate. Credits are consumed on a first-come, first-served basis.

Question 14

When do credit packs expire?

Accepted Answer

Credit packs expire based on their type: Temeraire credits expire after 3 months, Dementiel after 6 months, and Stratege after 12 months. The expiration starts from the purchase date. Unused credits are lost when the pack expires.

Question 15

Can I buy individual analyses?

Accepted Answer

Yes, you can buy individual analyses at 6 EUR per analysis without a pack or subscription. Individual analyses never expire and persist until you consume them.

Question 16

How do credit packs work?

Accepted Answer

Credit packs are one-time purchases that stack on top of each other. When you buy multiple packs, all credits accumulate in your account. Credits are consumed in order (first in, first out). Once a pack is purchased, it cannot be refunded, but the credits remain valid until expiration. You can buy as many packs as you need.

Question 17

Landing.faq.community.q19

Accepted Answer

Landing.faq.community.a19

Question 18

Landing.faq.community.q20

Accepted Answer

Landing.faq.community.a20

Question 19

Landing.faq.community.q21

Accepted Answer

Landing.faq.community.a21

Question 20

What AI models are used?

Accepted Answer

We use multiple AI models and specialized agents, each optimized for a specific stage of the analysis pipeline: document parsing and data extraction, financial ratio calculation and validation (following IFRS and US GAAP standards), qualitative assessment of strategy and risks, and final report synthesis. This multi-model approach ensures accuracy at every step. We continuously benchmark our outputs against manual analyst reviews. The models and pipeline evolve as we integrate improvements.

Question 21

What is incremental analysis?

Accepted Answer

Incremental analysis lets you add new documents (such as quarterly results) to a company that has already been analyzed. The system builds on the existing analysis to produce results that are consistent and comparable from one period to the next. It is also faster than a full analysis.

Question 22

Can I rerun an analysis with new documents?

Accepted Answer

Yes. You can upload new quarterly results or request a complete reset of a company's analysis. A reset triggers a full re-analysis from scratch, useful when the base document has been updated or when you want an updated analysis.

Question 23

Is this investment advice?

Accepted Answer

No, absolutely not. StockAInalyst provides AI-generated analysis reports for informational purposes only. Our reports do NOT constitute investment advice, financial advice, or recommendations to buy, sell or hold. Always perform your own analysis and consult a qualified financial advisor before any investment decision. We are not regulated by the AMF or any financial authority.

Question 24

Can I share an analysis?

Accepted Answer

Private analyses are for your personal use only. It is prohibited to share, redistribute, resell or publish any analysis generated by StockAInalyst without explicit prior written consent. Any violation of this policy may result in immediate account termination, without refund.

Question 25

GDPR: What do you do with my data?

Accepted Answer

We comply with GDPR. We only collect data necessary for service operation: account information, uploaded documents, usage data and payment data (processed by Stripe). You have the right to access, rectify or delete your data at any time. See our Privacy Policy for details.

Question 26

How do I delete my account?

Accepted Answer

Go to Settings > Deletion > Delete Account. After the request, you have a 30-day grace period to cancel. After that, your account, documents, analyses and all associated data are permanently deleted. Active subscriptions are automatically cancelled.

Your fundamental analysis platform

What You Get

How It Works

Create an account

Explore the Analysotheque

Purchase an analysis

Choose Your Plan

Premium Subscription

Frequently Asked Questions

Ready to discover our analyses?

Track in your portfolios